
$152,000
3314 FERNLEAF DR
KELLER WILLIAMS REALTY- PALM HARBOR
Listed by Sarah Hill · Courtesy of JT REALTY & ASSOCIATES· Agent MLS ID# MFR261561350 · Deemed reliable but not guaranteed. · Data last updated: Jun 2, 2026 · 8:28 PM
Hernando Beach, Hernando, FL, 34607
ActiveDIRECT GULF ACCESS • OPEN WATER GULF VIEWS • WESTERN REAR EXPOSURE • 77-FT CONCRETE SEAWALL Rare opportunity to own a premier 7,700-square-foot waterfront homesite in desirable Hernando Beach with breathtaking OPEN GULF VIEW, DIRECT GULF ACCESS, and spectacular western-facing SUNSETS year-round. This exceptional property features a 77-foot concrete seawall and offers the perfect setting to build your custom elevated coastal dream home. Enjoy the unique combination of UNOBSTRUCTED WATER VIEWS and the NATURAL PROTECTION and beauty of Mangroves across the canal. The mangrove trails provide excellent opportunities for kayaking and wildlife viewing, while a sandy beach area beyond the mangroves can be accessed during low tide for an added touch of Old Florida charm. This residentially zoned lot is located within a flood zone, and new construction must be elevated in accordance with current building requirements. Zoned R1B for SINGLE-FAMILY HOMES only (No mobile or manufactured homes are permitted). Property is located in a flood zone, so any future home will need to be ELEVATED. There is NO TIMELINE TO BUILD, allowing you to secure your piece of paradise now and build when ready. County water, sewer, and electric utilities are available at the street, simplifying the building process for future homeowners, builders, or investors. Located in the sought-after coastal community of Hernando Beach, you'll enjoy immediate access to world-class boating, fishing, kayaking, paddleboarding, and waterfront dining. Nearby attractions include Weeki Wachee Springs State Park, marinas, shopping, restaurants, medical facilities, and everyday conveniences, all while maintaining the peaceful atmosphere of Florida's Nature Coast. With NO HOA, NO DEED RESTRICTIONS, and NO SHORT-TERM RENTAL RESTRICTIONS, this property offers exceptional flexibility for a primary residence, vacation home, or investment property. Don't miss this rare chance to secure a waterfront Gulf-access lot with panoramic water views and unforgettable sunsets in Hernando Beach. Land financing options may be available. Property is located on the left side of the road just past 4177 Orchid Drive. Lot lines shown in aerial photography are approximate. Property is currently combined with the adjacent residence and will be subdivided prior to closing. Tax information is subject to change following parcel separation.
This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. JT REALTY & ASSOCIATES is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.